Health Insurance: Given the rising cost
of healthcare coverage particularly for small businesses, now, more than ever you need to do your homework and get educated
on the insurance plans that are available to you and that meet your specific, unique set of needs – a daunting task
to say the least.
Our goal is to navigate you through the process of choosing the right health insurance plan and
offer solutions that provide affordable and manageable health insurance for small business owners and their employees. As
your broker, you have the benefit of a local liaison and benefit advocate. - We are
contracted with all the major health care providers.
- 30 different medical plans from leading carriers for you to choose from
including, EmblemHealth, GHI, Health Net, and HIP, Oxford, Empire.
- Centralized administration
- Easy and enrollment support can
be available to detached employees.
- Several plan options:
- provide greater access to doctors (including Mt.
Kisco Medical Group) than any single plan with over 200,000 participating medical professionals.
- offer 2 outstanding
dental plans and a bundled security products
- you, as the employer, choose your contribution rate.
- cafeteria-style
approach offering more than one plan design and carrier with employer contribution based on a base plan or flat amount.
Plus, the option to offer a Health Savings Account (HSAs) designed to help
individuals save for future qualified medical and retiree health expenses on a tax-free basis.
Retirement Planning: The investment climate has never been more exciting or more challenging
than it is today. Now more than ever small business owners should have professional advice and guidance in order to sustain
their businesses, provide protection and assurance for their employees and meet long term retirement goals.
To
take advantage of all available opportunities, business owners need two things: an understanding of which investment products
are most appropriate for their situation and a relationship with a trustworthy representative who has a clear understanding
of their needs. To that end, BRC Benefit Professionals can provide and recommend an array of comprehensive
products and services and you benefit from a single entity and a relationship based on trust, integrity and a proven track
record.
BRC Benefit Professionals can offer its clients an assortment of quality, non-proprietary
investments, including:
- Managed
asset plans - for professional fee-based portfolio management through LPL Financial
- Cash flow analysis - for everyday budgeting
- Investment portfolio analysis -
to keep you informed of how your investments are performing, and to make adjustments as needed
- Annual portfolio review - to review your current
holdings and help you make any necessary changes or adjustments
- Estate planning - for preservation of wealth from generation to generation
- Corporate 401(k), Retirement Plan &
Investment Management
